Checking

BSE Checking Account
Why pay outrageous service fees when you can have a FREE checking account at BSE Credit Union? Our FREE checking account offers:

		No monthly service charge
		No minimum balance
		Unlimited check writing
		FREE VISA® Debit Card
		Unlimited deposits
		FREE Telephone Access
		FREE Online Banking through MONA - Members Online Network Access
		Free Bill Pay
		Overdraft Protection

VISA® Check Card
Qualified members can get a VISA® Debit Card - a convenient check card that is used to pay for purchases and have the funds electronically deducted from your checking account. This FREE card is a must have for all checking account holders. If your card is lost or stolen, you must notify us immediately. During business hours, call the credit union at 440-243-9180. If you realize that your card is lost or has been stolen and the credit union is not open, please call Cardholder Services directly at 800-523-4175. To help protect YOU against fraud and identity theft related to your VISA® Check Card, please make sure we have current up-to-date contact information for you such as home phone, work phone, cell phone, e-mail, and address. This will help us contact you quickly should we ever suspect fraud on your VISA® Check Card.

Access Your Account with MONA
MONA (Members Online Network Access) is a FREE service available for members to access their accounts online. To sign up, click here. You’ll be able to review account balances, inquire on cleared checks, review VISA® Debit Card transactions, make a credit union loan payment, and transfer funds. When you enroll in MONA, you’ll automatically be enrolled in e-statements.

E-Statements
Enroll in this free service and access your credit union statement from a secure site online! This service is available to all members who utilize MONA, Members Online Network Access. Once a month, you’ll be notified that your statement is available to retrieve. You simply visit the secure site, log in, and you can print your statement at your convenience.

FREE Overdraft Protection
	Transfer from Savings Overdraft Protection At BSE Credit Union, we offer FREE Overdraft Protection! When you make a mistake in the checkbook or your spouse forgets that entry, don't worry! We'll make sure the check clears, provided you have enough funds in your savings account.
	Line of Credit Overdraft Protection Or you can enroll in another type of Overdraft Protection. When you open your checking account, you can apply for a personal line of credit. If you ever write a check that results in an overdraft, your personal line of credit will go into effect and your check will be covered for a small service fee.

Check Re-Orders
We offer several convenient ways for you to re-order your Legacy Checks. To re-order checks online, click here. Please remember, when placing any check order, payment is automatically deducted from your Share Draft Account.

Share Insurance
ASI, American Share Insurance, is the nation's largest private deposit insurer. They are a non-federal insurer, owned by credit unions. ASI insures accounts, not individuals. Each account you have with the credit union is insured to $250,000. Click here to visit ASI’s website.