BSE Credit Union is committed to
providing financial products and services that enable our members to
meet their financial goals. On occasion, we are required to share
information about you to other entities with which we conduct business.
Protecting members’ personal information is a high priority of this
credit union. We are required by law to explain how we collect, use and
safeguard your personal information.
Information We Collect About You
BSE Credit Union collects non-public personal information about you from
the following sources:
-
Information we receive from you on
applications or other forms;
-
Information about your transactions
with us;
-
Information we receive from a
consumer reporting agency.
-
Information obtained when verifying
the information you provide on an application or other form; this
may be obtained from your current or past employers, or from other
institutions where you conduct financial transactions. Credit Union
members always have access to their account information to ensure
its accuracy.
Automatically Collected Information
Every time you visit a website, some information is automatically
collected from you. For example, this information may include some or
all of the following items: your computer’s internet protocol (IP)
address and or domain; type and version of Internet browser software and
operating system you use; date, time, and duration of your Website
access; specific pages, buttons, images, videos, links, or forms that
you access while visiting the Website; and demographic information
concerning the country of origin of your compute and the language(s)
used by it.
Parties Who Receive Information From
Us
We may disclose non-public personal information about you to the
following types of third parties:
-
Financial companies, such as,
insurance companies and mortgage service companies
-
Non-financial companies, such as,
consumer reporting agencies BSECU will only partner with businesses
that follow strict confidentiality policies. Under no circumstances
will BSE Credit Union authorize or allow these financial partners to
sell member information that they obtain from BSE.
Information Collected via Cookies and
other Similar Technology
“Cookies” are small text files that are placed on your computer to
distinguish you from other visitors to a Website. The credit union does
NOT use this technology.
Information You Choose to Submit
For most of the browsing on our Website, we neither require nor collect
personally identifiable information. You can browse our Website and take
as much time as you want to review our services without having to submit
such information.
Disclosure of Information to Parties
That Provide Service to Us
We may also disclose all of the information we collect, as described
above, to companies that perform marketing services on our behalf or to
other financial institutions with which we have joint marketing
agreements. We may also disclose information about you under other
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your behalf,
conduct the operations of our credit union, follow your instructions, or
protect the security of our financial records.
Third Party Websites
Our Website may contain links to third party websites. These links to
third party websites are not part of our Website. We are not responsible
for any losses or damages in connection with the information, security,
privacy practices, availability, content or accuracy of materials of
such third party websites. These third party websites might have privacy
policies different fro us and third party websites may provide less
privacy and/or security than our Website. We encourage you to review the
privacy and security policies of all third party websites before you
share any personally identifiable information.
E-Mail Communications
Forms of communication such as, e-mail, text messaging, our Website
Contact Us or similar forms, or other forms of electronic communication
are inherently insecure. Please refrain from submitting sensitive
personal information (such as account number or social security number)
via e-mail or similar method of communication.
Suspicious E-Mail
We will never e-mail you to request personal account information over
the internet or by any other means. Help protect yourself against online
fraud – if you suspect that an unsolicited e-mail is fraudulent, please
contact us.
