Savings Accounts
When you join BSE Credit Union, the first thing you’ll do is open your
Share Account, also known as a Savings Account. You are required to
maintain at least $50 in this account, but you can make an initial
opening deposit of $5 and build your balance until it reaches $50. When
you visit the credit union to open your account, you will need an
official form of identification, such as a Social Security Card or a
Driver’s License. When
you make your initial deposit into this account, you are buying your
single share of BSE Credit Union, resulting in your member-owner status.
Make sure you maintain a $100 minimum balance in your Savings Account to
earn dividends. Click here to see current Savings Account rates.
Share Certificates
Share Certificates, sometimes called Certificates of Deposit or CDs, are
available at BSE Credit Union. We’ve got great rates with minimum
deposits as little as $500. We’ve got flexible terms of 6 or 12 months. Click here to see current Share Certificate rates.
Club Accounts
Need to save money for a special occasion? Tuition? Holiday shopping?
Taxes? Open a Club Account at BSE Credit Union and you can start saving
for that special purpose. These Club Accounts can be started any time
throughout the year and can include payroll deduction so you can build
your savings one paycheck at a time!
Money Market Accounts
Get the most for your money and earn higher dividends on your savings.
Open a Money Market Account with a minimum balance of $5,000 and let
your money make you money.
ATM Cards
BSE Credit Union has Real-time processing for both ATM and Debit
Transactions which means your transaction will hit your account as soon
as the transaction occurs. Use your BSE ATM Card and access your money
at thousands of ATM locations nationwide. BSE Credit Union is a member
of the STAR, VISA/PLUS, CO-OP, Pulse and
Alliance One networks. BSE Credit Union participates in the national
Alliance One network so you can access your money wherever you are.
Visit Alliance One to find an ATM near you, most of which are surcharge
free. Visit the
Co-OP
Network to find an ATM that also has surcharge free access nationwide.
If at any time, your ATM Card is lost or stolen, you must notify us
immediately. During business hours, call the credit union at
440-243-9180. If you realize that your card is lost or has been stolen
and the credit union is not open, please call Cardholder Services
directly at 800-523-4175. To help protect YOU against fraud and identity
theft related to your BSE ATM Card, please make sure we have current
up-to-date contact information for you such as home phone, work phone,
cell phone, e-mail, and address. This will help us contact you quickly
should we ever suspect fraud on your BSE ATM Card.
Access Your Account with MONA
MONA (Members Online Network Access) is a FREE service available for
members to access their accounts online. To sign up,
click here.
You’ll be able to review account balances, make a credit union loan
payment, and transfer funds. When you enroll in MONA, you’ll
automatically be enrolled in e-statements.
E-Statements
Enroll in this free service and access your credit union statement from
a secure site online! This service is available to all members who
utilize MONA (Members Online Network Access). Once a month, you’ll be
notified that your statement is available to retrieve. You simply visit
the secure site, log in, and you can print your statement at your
convenience. Click here to enroll in MONA
so you can utilize E-statements.
Share Insurance
ASI, American Share Insurance, is the nation's largest private deposit
insurer. They are a non-federal insurer, owned by credit unions. ASI
insures accounts, not individuals. Each account you have with the credit
union is insured to $250,000.
Click here
to visit ASI’s website.
