Savings Accounts
When you join BSE Credit Union, the first thing you’ll do is open your
Share Account, also known as a Savings Account. You are required to
maintain at least $50 in this account, but you can make an initial
opening deposit of $5 and build your balance until it reaches $50. When
you visit the credit union to open your account, you will need an
official form of identification, such as a Social Security Card or a
Driver’s License. When
you make your initial deposit into this account, you are buying your
single share of BSE Credit Union, resulting in your member-owner status.
Make sure you maintain a $100 minimum balance in your Savings Account to
earn dividends. Click here to see current Savings Account rates.
Share Certificates
Share Certificates, sometimes called Certificates of Deposit or CDs, are
available at BSE Credit Union. We’ve got great rates with minimum
deposits as little as $500. We’ve got flexible terms of 3, 6, 12, or 24
months. Click here to see current Share Certificate rates.
Club Accounts
Need to save money for a special occasion? Tuition? Holiday shopping?
Taxes? Open a Club Account at BSE Credit Union and you can start saving
for that special purpose. These Club Accounts can be started any time
throughout the year and can include payroll deduction so you can build
your savings one paycheck at a time!
Money Market Accounts
Get the most for your money and earn higher dividends on your savings.
Open a Money Market Account with a minimum balance of $2,500 and let
your money make you money.
IRAs (Individual Retirement Accounts)
If you’re thinking about retirement, invest a little money in an IRA. At
BSE Credit Union, we offer Roth IRAs, Traditional IRAs, and Coverdell
Educational Savings Accounts. In addition, many of our IRAs are
accumulative, which means that you can add to them regularly or
occasionally. Click here to review a comparison chart of which
IRA would be right for you. Click here
to go to our Retirement Calculator.
ATM Cards
Use your BSE ATM Card and access your money at thousands of ATM
locations nationwide. BSE Credit Union participates in the national
Alliance One network so you can access your money wherever you are.
Visit Alliance One to find an ATM near you, most of which are surcharge
free. Or you can use any ATM with the STAR logo. If at any time, your
ATM Card is lost or stolen, you must notify us immediately. During
business hours, call the credit union at 440-243-9180. If you realize
that your card is lost or has been stolen and the credit union is not
open, please call Cardholder Services directly at 800-523-4175.
To help protect YOU against fraud and identity theft related to
your BSE ATM Card, please make sure we have
current up-t0-date contact information for you such as home phone, work
phone, cell phone, e-mail, and address. This will help us contact you
quickly should we ever suspect fraud on your BSE ATM Card.
Access Your Account with MONA
MONA (Members Online Network Access) is a FREE service available for
members to access their accounts online. To sign up,
click here.
You’ll be able to review account balances, make a credit union loan
payment, and transfer funds. When you enroll in MONA, you’ll
automatically be enrolled in e-statements.
E-Statements
Enroll in this free service and access your credit union statement from
a secure site online! This service is available to all members who
utilize MONA (Members Online Network Access). Once a month, you’ll be
notified that your statement is available to retrieve. You simply visit
the secure site, log in, and you can print your statement at your
convenience. Click here to enroll in MONA
so you can utilize E-statements.
Share Insurance
ASI, American Share Insurance, is the nation's largest private deposit
insurer. They are a non-federal insurer, owned by credit unions. ASI
insures accounts, not individuals. Each account you have with the credit
union is insured to $250,000.
