Loan Rates

Rates Effective as of July 1, 2025
Be sure to visit the home page to check for monthly special rates!

 

		Term	A.P.R.
NEW VEHICLE LOANS (0% DOWN)	APPLY	(Max months)	(as low as)
New Vehicle (2025 & 2024 never titled)		72	7.49%
(Can go to 84 months but rate increases 1%
USED VEHICLE LOANS	APPLY
Used Vehicle (2024, 2023, 2022, 2021, 2020)		72	8.49%
Used Vehicle (2019, 2018, 2017, 2016, 2015)		60	10.49%
Used Vehicle (2014 and older )		48	11.49%
HOME LOANS	APPLY
Home Equity Loan (variable rate)		up to 20 years	Prime
2nd Mortgages		1-20 years	6.75%
2nd Mortgages with Auto Payment		1-20 years	6.25%
SIGNATURE LOANS	APPLY
Signature Loan		66	12.49%
Share Secured Loan (100% secured)		any	4.01%
Quik Loan (Line of Credit)		60	9.00%
No Credit Check Loan	APPLY	12	18.00%
CREDIT CARDS	APPLY
Visa Credit Card (Purchases)		revolving	10.99%
Visa Credit Card (Cash Advances)		revolving	10.99%
Visa Credit Card (Balance Transfers)		revolving	10.99%

 

 

All rates subject to change without notice.
A.P.R. = Annual Percentage Rate
A.P.Y. = Annual Percentage Yield
Loan rates determined by personal credit history and term of loan.